The world opens first. The product arrives second

We build a digital-first finance platform shaped around local rhythms

We build a digital-first finance platform
shaped around local rhythms

Finance that sees you

Made for every life that never fit the financial template. Loans, BNPL, savings, investments and remittance design around life moments all in one place

We started in the Philippines in 2022, building products that fit how people stretch paychecks and support families

Today, Skyro is 600 people from 50 nationalities, rooted in the culture of every market we serve and shaped by the realities of everyday life across the GCC, South Asia, Africa, and beyond

Global Expertise
Local Impact

MalaysiaLaunch soonSkyro is preparing locally relevant financial products for customers and merchants in Malaysia.
PhilippinesActive since 2022ProductPoS CreditCredit LineSkyro PondoInvestsoonSince 2022. Skyro is most mature market: a licensed, locally built AI-powered lending and payments business serving 7M app users through 10 000+ merchant partnersMore
Saudi ArabiaLaunch soonSkyro is preparing locally relevant financial products for customers and merchants in Saudi Arabia.
MalaysiaLaunch soonSkyro is preparing locally relevant financial products for customers and merchants in Malaysia.
PhilippinesActive since 2022ProductPoS CreditCredit LineSkyro PondoInvestsoonSince 2022. Skyro is most mature market: a licensed, locally built AI-powered lending and payments business serving 7M app users through 10 000+ merchant partnersMore
Saudi ArabiaLaunch soonSkyro is preparing locally relevant financial products for customers and merchants in Saudi Arabia.
Whatever season you're in, Skyro is already there

Whatever season you're in, Skyro is already there

Get cash

No hidden fees, ever — just clear terms

Approved in minutes — no paperwork, no waiting

Repay on a schedule that fits your life

Full control of your limit, balance & activity

Skyro promise

Your data & money are safe

Every payment runs through regulated banking rails, while secure APIs and privacy-first processes protect your money and personal data end to end

Smarter decisions with AI

Skyro combines behavioral, device, telecom and partner data for fair, real-time credit decisions — with AI-powered support available 24/7

Fast, flexible & transparent

Get a decision in under 5 minutes, adjust your payment amount or due date, access fast AI + human support, and see all loan terms on one screen

Different skies. One belief

Most fintech brands compete on products, speed, features and efficiency. We bring new perspective of finance built around people, culture and real life

We are a human-centred financial partner that understands culture, communities and everyday rhythms

Your financial reality shapes our products — not the other way around

7 000 000

application users

4.7
yogibewear (YogiBewear)

Skyro has been helping me with most if not all my budgeting with my salary being somewhat short in some cases. They have been a reliable partner in my everyday life and quite accomplished in terms of services. I definitely recommend everyone to try it at least and see for yourself how freeing it is with Skyro by your side!

Rose marie Mariano

I find it very accommodating. so easy to transact just follow exactly what is being ask. my application was approved within a day.

Kiko Real

this app is a great option of your got rejected from other financing app like HC and Salmon, has lower interest rate and the best part is you can adjust the payment date as well as the monthly dues

Janeth Albero

this is a good app and they have a good agent. hoping that they're not like the other loan app. this is a legit loan app,mayron kang mapagpipiliang option for your payment, it's up to you if how many months do you need to pay your loan.

Desierto Divine

Thanks to PalawanPay for recommending the Skyro loan app. I was able to receive my first cash loan easily, and the application process was fast and convenient.

Samy Ignacio

As of August 09, 2026 I can't access my Skyro account. I want to pay thru Skyro but I can't access . I'm a regular member of Skyro. Scan face & selfie is not responsive..