Finance that sees you
Made for every life that never fit the financial template. Loans, BNPL, savings, investments and remittance design around life moments all in one place
We started in the Philippines in 2022, building products that fit how people stretch paychecks and support families
Today, Skyro is 600 people from 50 nationalities, rooted in the culture of every market we serve and shaped by the realities of everyday life across the GCC, South Asia, Africa, and beyond
Global ExpertiseLocal Impact
PhilippinesActive since 2022ProductPoS CreditCredit LineSkyro WalletInvestSince 2022. Skyro is most mature market: a licensed, locally built AI-powered lending and payments business serving 4m+ customers through 10 000+ merchant partnersMore
Whatever season you're in, Skyro is already there
Cash for whatever life brings
0% interest, for as long as you need
Approved in minutes — no paperwork, no waiting
Repay on a schedule that fits your life
Full control of your limit, balance & activity
Skyro promise
Your data & money are safe
Every payment runs through regulated banking rails, while secure APIs and privacy-first processes protect your money and personal data end to end
Smarter decisions with AI
Skyro combines behavioral, device, telecom and partner data for fair, real-time credit decisions — with AI-powered support available 24/7
Fast, flexible & transparent
Get a decision in under 5 minutes, adjust your payment amount or due date, access fast AI + human support, and see all loan terms on one screen
Different skies.One belief
Most fintech brands compete on products, speed, features and efficiency. We bring new perspective of finance built around people, culture and real life
We are a human-centred financial partner that understands culture, communities and everyday rhythms
Your financial reality shapes our products — not the other way around
Savings that grow. Loans that get repaid. Real outcomes, not engagement metrics
A budget tool that knows your cultural calendar. Built around harvest seasons, school terms, and Ramadan budgets
You see exactly what you owe, when, and why, before you agree to anything
Your financial reality shapes our products — not the other way around
1 890 000
Happy shoppers trust Skyro to pay their way
4.7
Skyro has been helping me with most if not all my budgeting with my salary being somewhat short in some cases. They have been a reliable partner in my everyday life and quite accomplished in terms of services. I definitely recommend everyone to try it at least and see for yourself how freeing it is with Skyro by your side!
I find it very accommodating. so easy to transact just follow exactly what is being ask. my application was approved within a day.
this app is a great option of your got rejected from other financing app like HC and Salmon, has lower interest rate and the best part is you can adjust the payment date as well as the monthly dues
this is a good app and they have a good agent. hoping that they're not like the other loan app. this is a legit loan app,mayron kang mapagpipiliang option for your payment, it's up to you if how many months do you need to pay your loan.
Thanks to PalawanPay for recommending the Skyro loan app. I was able to receive my first cash loan easily, and the application process was fast and convenient.
As of August 09, 2026 I can't access my Skyro account. I want to pay thru Skyro but I can't access . I'm a regular member of Skyro. Scan face & selfie is not responsive..